4Mica
Instant Web3 Payments

Secure lines-of-credit across any blockchain

Configurable TTL
Gas Efficient
Instant Fair-Exchange
Non-Custodial
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About 4Mica

4Mica is a lightweight overlay service that enables any service to extend cryptographically-backed lines-of-credit across any blockchain; Bitcoin, Ethereum, Solana, and beyond. 4Mica is designed to fix Web3s inefficient pre-funded model, acting as a credit layer for instant and inexpensive settlements, backed by guaranteed fair-exchange. 4Mica makes programmable credit accessible to everyone.

Partners and Technical Collaborators

EigenCloud
Aligned Layer
Ensemble
Vistara

Product Roadmap

Our journey to revolutionize web3 commerce

PoC Release

Initial proof of concept with basic transaction capabilities and single-chain support

Q2 2025
1

Alpha Release

Alpha Release to Ethereum and Solana with credit capabilities for Agents and AVSs

Q3 2025
2

Strategic Partnerships

Partnerships with AI platforms, AVSs, and DeFI companies to enhance ecosystem integration

Q4 2025
3

Beta Release

Beta release to Ethereum and Solana and support for retail payments

Q1 2026
4

Regularity Compliance

Achieving compliance with financial regulations and prepare for mainnet launch

Q2 2026
5

Mainnet Launch

Full mainnet launch with multi-chain support, cross-chain credit, and off-ramping to fiat

Q3 2026
6

Meet Our Team

Leading experts in Cryptography, blockchain, and payment infrastructure

Akash Madhusudan

Akash Madhusudan

CEO & Co-Founder

Spent a decade solving real problems across banking, AI, and cryptography to build 4Mica

Mairon Mahzoun

Mairon Mahzoun

CTO & Co-Founder

Architect of privacy-first, distributed payment systems, now powering trust-minimized commerce

Tomer Ashur

Tomer Ashur

Co-Founder

Cryptography-savant, ex-professor, ex-captain, now leading the instant transaction layer for commerce 2.0