Background Pattern

Scalable, Capital-efficient, and Instant Payments for AVSs

Problem

AVSs unlock massive off-chain scale but lack a practical, non-custodial way to pay in real time.

Current workarounds lead to:

  • Centralized trust
  • Fragmented liquidity
  • Locked capital
  • UX & regulatory friction

The result: per-task billing is nearly impossible at scale → slowed adoption.

Case Study: Aligned Layer

Aligned Layer
  • Aligned offers ultra-cheap verification costs
  • Aligned cost:  $0.019  vs payment gas fee:  $0.14
  • Transaction gas fees are 8x higher than the service cost  
  • Payment limitations prevent scaling

4Mica Solution

Line of Credit

Enables "line of credit" for AVSs

Instant Payments

Single collateral deposit → underwrites thousands of instant micro-payments

Configurable SLAs

Configurable TTLs & SLAs

Secure Settlement

Settlement enforced on parent chain (no value leakage)

Flexible Integration

Flexible and composable across verification, restaking, and off-chain compute stacks

Multi-Platform Support

Trusted by Aligned layer, ultimate payment solution for AVSs

Architecture

Collateral

Single deposit

Line of Credit

Instant access

Instant Payments

Micro-transactions

Settlement on L1

Final security

Configurable TTL

Time-to-live settings

Collateral Ratio

Risk management

Configurable SLA

Service agreements

"4Mica is building the missing payment primitive that makes AVSs commercially viable."